Tuesday, June 16, 2015
Cynthia Davis: Charity care is preferable to Obamacare
In a short time, Obamacare will be back in the news. The US Supreme Court is about to announce its OPINION on whether the national government can subsidize medical insurance for people living in states that did not meet the criteria in the Obamacare law.
The Court is in an interesting position and even the best pundits are having trouble coming to a consensus on what to think. If the Court rules that all citizens of all states can get the money, they would be inventing rules in the law that don't exist.
Some of the Supreme Court Justices have been acting like they are forming their own Constitutional Convention every year as they mutilate the Constitution with many of their opinions. How many more spins and twists will it endure before it is meaningless?
The only way for the Court to preserve its last shred of integrity would be to force Congress to live with the actual law it passed. The US Congress can pass a new law any time it wants to do so, and that is the proper remedy for this crisis. In a sports game, the umpiresshould not have a goal of trying to help one side win and the other side lose. The goal needs to be fairness and honor that results in respecting the rules of the game.
If the Court rules that the literal provisions of the law do not allow the subsidies, the foundation of Obamacare will dissolve. It cannot survive without another act of Congress. The federal subsidy component is at the heart of the law.
Without the government "making up the difference", the harsh economics of regulations and mandates will inflate premiums beyond what would be a reasonable value or appealing to most consumers. Those who actually need medical services would realize their
insurance premiums and medical expenses were more tolerable and the charity care was more available before Obamacare.